K A R S P   B e n e f i t s

 

          To learn more
          about benefits,
          contact AMBA
          at 1.800.258.7041.


KARSP Member Benefits:

Kansas Association of Retired School Personnel has endorsed Association Member Benefits Advisors to provide the following supplemental benefits for its membership.

Click here to download Dental and Vision enrollment information.

Long Term Care / Home Health Care Insurance
AMBA will build a Long Term Care policy to match your own individual needs; you select the daily benefit amount, elimination period, and benefit period which best suits your needs for care. The Long Term Care Policy features include: no prior hospital stay and no waiting period for pre-existing conditions.

Cancer First Diagnosis Insurance
The Cancer First Diagnosis plan pays money directly to you in one lump sum payment upon first diagnosis of internal cancer or malignant melanoma. You can select the lump sum payment of $10,000 to $50,000 that best fits your needs. This policy pays in addition to any other existing coverage you may have. In some states, with the return of premium option, if you do not need the protection for twenty years, 100% of all your premiums paid will be returned to you and you still keep the protection.

Medicare Supplement Insurance
Medicare pays for some, but not all, of the health care expenses for people age 65 and over. Medicare Supplement Insurance is designed to help with your out-of-pocket health care costs by paying for some of these expenses depending on the plan you select to meet your personal needs and budget. You have the freedom of choice to select the doctors, hospitals, and clinics that you want, and you will never be cancelled because of age or health. You can select from Plans A, B, C, D, F, G, and J. All benefits are paid in addition to any other existing coverage you may have.

First Diagnosis Heart Attack & First Major Heart Surgery Policy
Upon first diagnosis of a heart attack, this plan pays in one lump sum benefits of $10,000 to $50,000 directly to you. If First Major Heart Surgery is performed prior to the payment of the First Diagnosis Heart Attack benefit, the policy will pay a First Major Heart Surgery benefit equal to 20% of the First Diagnosis Heart Attack benefit that you selected. Premiums do not increase with age.

Final Expense Whole Life Insurance
You can have peace of mind knowing that your premiums are guaranteed never to increase and your coverage is guaranteed never to decrease. Your cash values are accumulated on a tax-deferred basis. Death benefits paid to your beneficiary are tax free.

Accident Expense Insurance
Unintentional injuries are the leading cause of death for persons ages 1 to 38 and the 5th leading cause of death overall. The accident policy protects you in 8 ways: ambulance, medical expenses, hospital expenses, intensive care, physical therapy, family lodging and transportation, accidental death, and dismemberment. This policy does not pay losses resulting from sickness.

Tax-Deferred Annuity
AMBA offers a Single Premium Tax-Deferred solution for your retirement featuring tax-deferred accumulation of interest, guaranteed competitive interest rate, multiple payout options, income you won’t outlive, and a nursing home waiver.

Medical Air Services Association (MASA)
Over the past 29 years, Medical Air Services (MASA) has become an international company dedicated to providing life saving emergency assistance from home and while traveling anywhere in the world. The coverage is designed to protect association members against catastrophic financial loss when emergencies arise.

The Platinum Membership available to KARSP members through AMBA offers the following 13 services:

Emergency Air Transportation, Helicopter Transportation, Ground Ambulance Transportation, Organ Retrieval, Organ Recipient Transportation, Recuperation/Repatriation, Return Transportation, Escort Transportation, Non-Injury Transportation, Minor Children and Grandchildren Return, Mortal Remains, Vehicle Return, and World Wide Coverage.

More information about these services offered through your KARSP membership may be obtained by contacting AMBA at 800.258.7041 x 2242.

Government Employee Travel Opportunities (GETO)
This is a unique “Space Available” vacation condominium program that was previously available exclusively for government employees and now KARSP members. Condos that normally sit empty when not in use by the owners are now available to association members. Effective July 1, 2007, condos are available for a flat rate of $329 per week and are available from Alaska to Maine and in most foreign countries. For full details and samples of resort availability, visit the website at www.getravelop.com, or contact the reservation center at 877.867.3639. KARSP members may use eligibility number 823 when making reservations.

 

La Quinta Offer
La Quinta Corporation now gives you a 15% discount at their La Quinta Inn & Suites locations nationwide. Please mention the eligibility word AMBA to receive your discount. For reservations, call 800-531-5900 or visit www.LQ.com.
 

Apple Discounts NEW!
Members qualify for preferred pricing on some of the latest Apple products and accessories. The Apple member purchase program benefits include special discounts on Apple products, quarterly promotions, free standard shipping on orders over $50, free engraving on iPod, online custom product configuration, and simplified checkout using any combination of credit card or Apple Gift Card. Call 1-877-EPP-MEMBER or visit www.apple.com/eppstore/slg.

1-800-FLOWERS
NEW!
Save 15% on an assortment of beautiful flowers–Fresh From Our Growers or Florist Designed–plus plants, delicious gourmet snacks and treats, extraordinary gift baskets, cuddly plush pals and unique giftware they'll treasure can help you celebrate any occasion!" Use code AMBA. Visit www.1800FLOWERS.com or call 1-800-FLOWERS.

Barnes & Noble Online Discounts
NEW!
Members save with online discounts for books, DVD’s, CD’s, and more through the online member’s bookstore. Save an extra 5% in addition to any online discounts on all your purchases. Orders of $25 or more qualify for Fast & Free shipping in three business days or less (see site for details). Visit www.bn.com/amba.

Dell Computer Discount
As a KARSP member, you are eligible to receive discounts on Dell computers. Call Dell at 866.257.4711 or visit www.Dell.com/epp to see the latest discounts. Use discount code:
PS95750248

Please Go Away
TM Vacations
Available to all members and their families, the multi-tiered travel benefits program (with special savings, bonuses and perks for KARSP members) consists of a series of select personally hosted experiences featuring both short and longer itineraries with convenient Kansas departure points which offer the comfort, safety, savings, security, camaraderie, and ease of group travel. Special considerations are present for those members who may not, for whatever reason, have a traveling companion.

A wide-ranging separate program designed for those members who prefer non-group experiences. This is ideal for individuals, couples, families and friends that prefer to have more freedom in travel, while at the same time having the ease, savings and security of leisure vacation and cruise packages arranged for them by someone who is "right here" before, during and after their travels to address any questions or concerns that arise.

Click here to learn more about this benefit!



 

Kansas Association of Retired School Personnel
515 Kansas Ave., Ste 201.
Topeka, KS 66603-3415
Phone: 785-232-8788
K.A.R.S.P@hotmail.com